LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,953
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,009
−HK$1,073/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$2,196/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,772
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,785
−HK$1,028/mo
Today · 4.125%
HK$39,813
baseline
▲ 0.50% · 4.625%
HK$41,912
+HK$2,099/mo
Deposit HK$7.44M · loan HK$7.44M · min. income ≈ HK$79,626/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,554/mo
▼ 0.25% · 3.875%
HK$42,011
−HK$1,287/mo
Today · 4.125%
HK$43,298
baseline
▲ 0.50% · 4.625%
HK$45,933
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,596/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,327
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,542
−HK$1,234/mo
Today · 4.125%
HK$47,776
baseline
▲ 0.50% · 4.625%
HK$50,294
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,552/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,534
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,013
−HK$1,502/mo
Today · 4.125%
HK$50,515
baseline
▲ 0.50% · 4.625%
HK$53,589
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,030/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,881
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,299
−HK$1,439/mo
Today · 4.125%
HK$55,738
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,476/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,115
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,016
−HK$1,932/mo
Today · 4.125%
HK$64,948
baseline
▲ 0.50% · 4.625%
HK$68,900
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,896/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,990
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,814
−HK$1,849/mo
Today · 4.125%
HK$71,663
baseline
▲ 0.50% · 4.625%
HK$75,441
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,326/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,374 · Scale 2, in force from 26 Feb 2026)