LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,954
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,010
−HK$1,073/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$2,195/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,773
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,028/mo
Today · 4.125%
HK$39,814
baseline
▲ 0.50% · 4.625%
HK$41,912
+HK$2,098/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,628/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,012
−HK$1,287/mo
Today · 4.125%
HK$43,299
baseline
▲ 0.50% · 4.625%
HK$45,934
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,598/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,543
−HK$1,234/mo
Today · 4.125%
HK$47,777
baseline
▲ 0.50% · 4.625%
HK$50,295
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,554/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,535
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,014
−HK$1,502/mo
Today · 4.125%
HK$50,516
baseline
▲ 0.50% · 4.625%
HK$53,590
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,032/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,882
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,300
−HK$1,439/mo
Today · 4.125%
HK$55,739
baseline
▲ 0.50% · 4.625%
HK$58,677
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,478/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,116
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,018
−HK$1,931/mo
Today · 4.125%
HK$64,949
baseline
▲ 0.50% · 4.625%
HK$68,901
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,898/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,991
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,815
−HK$1,850/mo
Today · 4.125%
HK$71,665
baseline
▲ 0.50% · 4.625%
HK$75,442
+HK$3,777/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,330/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,385 · Scale 2, in force from 26 Feb 2026)