LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,954
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,010
−HK$1,074/mo
Today · 4.125%
HK$36,084
baseline
▲ 0.50% · 4.625%
HK$38,279
+HK$2,195/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,168/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,774
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,787
−HK$1,028/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$41,913
+HK$2,098/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,745
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,013
−HK$1,287/mo
Today · 4.125%
HK$43,300
baseline
▲ 0.50% · 4.625%
HK$45,935
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$86,600/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,329
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,544
−HK$1,234/mo
Today · 4.125%
HK$47,778
baseline
▲ 0.50% · 4.625%
HK$50,296
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.93M · min. income ≈ HK$95,556/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,536
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,015
−HK$1,502/mo
Today · 4.125%
HK$50,517
baseline
▲ 0.50% · 4.625%
HK$53,591
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,034/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,883
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,438/mo
Today · 4.125%
HK$55,740
baseline
▲ 0.50% · 4.625%
HK$58,679
+HK$2,939/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,480/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,118
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,019
−HK$1,931/mo
Today · 4.125%
HK$64,950
baseline
▲ 0.50% · 4.625%
HK$68,902
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,900/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,993
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$69,816
−HK$1,850/mo
Today · 4.125%
HK$71,666
baseline
▲ 0.50% · 4.625%
HK$75,444
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,332/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,396 · Scale 2, in force from 26 Feb 2026)