LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,957
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$1,073/mo
Today · 4.125%
HK$36,087
baseline
▲ 0.50% · 4.625%
HK$38,283
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,174/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,777
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,790
−HK$1,028/mo
Today · 4.125%
HK$39,818
baseline
▲ 0.50% · 4.625%
HK$41,917
+HK$2,099/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,636/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,016
−HK$1,288/mo
Today · 4.125%
HK$43,304
baseline
▲ 0.50% · 4.625%
HK$45,939
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,608/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,333
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,549
−HK$1,233/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,301
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,540
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,019
−HK$1,503/mo
Today · 4.125%
HK$50,522
baseline
▲ 0.50% · 4.625%
HK$53,596
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,044/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,888
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,307
−HK$1,439/mo
Today · 4.125%
HK$55,746
baseline
▲ 0.50% · 4.625%
HK$58,684
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,492/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,123
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,025
−HK$1,931/mo
Today · 4.125%
HK$64,956
baseline
▲ 0.50% · 4.625%
HK$68,909
+HK$3,953/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,912/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,999
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,823
−HK$1,850/mo
Today · 4.125%
HK$71,673
baseline
▲ 0.50% · 4.625%
HK$75,451
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,346/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,448 · Scale 2, in force from 26 Feb 2026)