LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,959
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$1,073/mo
Today · 4.125%
HK$36,088
baseline
▲ 0.50% · 4.625%
HK$38,284
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,176/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,779
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,028/mo
Today · 4.125%
HK$39,820
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,099/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,640/mo (50% DSR)
Upfront cash ≈ HK$8.00M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,750
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,018
−HK$1,288/mo
Today · 4.125%
HK$43,306
baseline
▲ 0.50% · 4.625%
HK$45,941
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,612/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,334
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,550
−HK$1,234/mo
Today · 4.125%
HK$47,784
baseline
▲ 0.50% · 4.625%
HK$50,302
+HK$2,518/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,568/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,542
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,021
−HK$1,502/mo
Today · 4.125%
HK$50,523
baseline
▲ 0.50% · 4.625%
HK$53,598
+HK$3,075/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$101,046/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,890
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,309
−HK$1,439/mo
Today · 4.125%
HK$55,748
baseline
▲ 0.50% · 4.625%
HK$58,686
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.42M · min. income ≈ HK$111,496/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,125
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,027
−HK$1,932/mo
Today · 4.125%
HK$64,959
baseline
▲ 0.50% · 4.625%
HK$68,911
+HK$3,952/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,918/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,001
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,825
−HK$1,850/mo
Today · 4.125%
HK$71,675
baseline
▲ 0.50% · 4.625%
HK$75,454
+HK$3,779/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,350/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,467 · Scale 2, in force from 26 Feb 2026)