LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,960
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,017
−HK$1,073/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$38,286
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,781
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,794
−HK$1,028/mo
Today · 4.125%
HK$39,822
baseline
▲ 0.50% · 4.625%
HK$41,921
+HK$2,099/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,644/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,753
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,020
−HK$1,288/mo
Today · 4.125%
HK$43,308
baseline
▲ 0.50% · 4.625%
HK$45,943
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,616/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,337
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,553
−HK$1,233/mo
Today · 4.125%
HK$47,786
baseline
▲ 0.50% · 4.625%
HK$50,305
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,572/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,545
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,502/mo
Today · 4.125%
HK$50,526
baseline
▲ 0.50% · 4.625%
HK$53,601
+HK$3,075/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,052/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,893
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,439/mo
Today · 4.125%
HK$55,751
baseline
▲ 0.50% · 4.625%
HK$58,689
+HK$2,938/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,502/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,129
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$63,030
−HK$1,932/mo
Today · 4.125%
HK$64,962
baseline
▲ 0.50% · 4.625%
HK$68,915
+HK$3,953/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,924/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,005
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,829
−HK$1,850/mo
Today · 4.125%
HK$71,679
baseline
▲ 0.50% · 4.625%
HK$75,458
+HK$3,779/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,358/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,498 · Scale 2, in force from 26 Feb 2026)