LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,961
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$1,073/mo
Today · 4.125%
HK$36,091
baseline
▲ 0.50% · 4.625%
HK$38,287
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,182/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,782
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,028/mo
Today · 4.125%
HK$39,823
baseline
▲ 0.50% · 4.625%
HK$41,922
+HK$2,099/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,646/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,754
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,021
−HK$1,288/mo
Today · 4.125%
HK$43,309
baseline
▲ 0.50% · 4.625%
HK$45,944
+HK$2,635/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,618/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,338
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,554
−HK$1,233/mo
Today · 4.125%
HK$47,787
baseline
▲ 0.50% · 4.625%
HK$50,306
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,574/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,546
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$49,025
−HK$1,502/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,602
+HK$3,075/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,313
−HK$1,439/mo
Today · 4.125%
HK$55,752
baseline
▲ 0.50% · 4.625%
HK$58,691
+HK$2,939/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,504/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,130
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,032
−HK$1,932/mo
Today · 4.125%
HK$64,964
baseline
▲ 0.50% · 4.625%
HK$68,917
+HK$3,953/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$129,928/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,007
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$69,831
−HK$1,850/mo
Today · 4.125%
HK$71,681
baseline
▲ 0.50% · 4.625%
HK$75,459
+HK$3,778/mo
Deposit HK$1.49M · loan HK$13.40M · min. income ≈ HK$143,362/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,511 · Scale 2, in force from 26 Feb 2026)