LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,966
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,022
−HK$1,074/mo
Today · 4.125%
HK$36,096
baseline
▲ 0.50% · 4.625%
HK$38,292
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,192/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,787
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,800
−HK$1,028/mo
Today · 4.125%
HK$39,828
baseline
▲ 0.50% · 4.625%
HK$41,928
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,656/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,759
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,027
−HK$1,288/mo
Today · 4.125%
HK$43,315
baseline
▲ 0.50% · 4.625%
HK$45,951
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,630/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,344
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,560
−HK$1,234/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,313
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,552
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,031
−HK$1,503/mo
Today · 4.125%
HK$50,534
baseline
▲ 0.50% · 4.625%
HK$53,609
+HK$3,075/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,068/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,901
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,320
−HK$1,439/mo
Today · 4.125%
HK$55,759
baseline
▲ 0.50% · 4.625%
HK$58,699
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,518/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,139
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,040
−HK$1,933/mo
Today · 4.125%
HK$64,973
baseline
▲ 0.50% · 4.625%
HK$68,926
+HK$3,953/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,946/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,016
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,840
−HK$1,851/mo
Today · 4.125%
HK$71,691
baseline
▲ 0.50% · 4.625%
HK$75,470
+HK$3,779/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,382/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,587 · Scale 2, in force from 26 Feb 2026)