LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,967
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,023
−HK$1,074/mo
Today · 4.125%
HK$36,097
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,194/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,788
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,028/mo
Today · 4.125%
HK$39,829
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,658/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,760
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,028
−HK$1,288/mo
Today · 4.125%
HK$43,316
baseline
▲ 0.50% · 4.625%
HK$45,952
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,632/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,345
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,561
−HK$1,234/mo
Today · 4.125%
HK$47,795
baseline
▲ 0.50% · 4.625%
HK$50,314
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,590/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,553
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,033
−HK$1,503/mo
Today · 4.125%
HK$50,536
baseline
▲ 0.50% · 4.625%
HK$53,610
+HK$3,074/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,072/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,903
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,322
−HK$1,439/mo
Today · 4.125%
HK$55,761
baseline
▲ 0.50% · 4.625%
HK$58,700
+HK$2,939/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,522/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,140
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$63,042
−HK$1,932/mo
Today · 4.125%
HK$64,974
baseline
▲ 0.50% · 4.625%
HK$68,928
+HK$3,954/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,948/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,018
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,842
−HK$1,851/mo
Today · 4.125%
HK$71,693
baseline
▲ 0.50% · 4.625%
HK$75,472
+HK$3,779/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,386/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,602 · Scale 2, in force from 26 Feb 2026)