LTV · monthly repayment
▼ 0.50% · 3.625%
HK$339,680
−HK$21,301/mo
▼ 0.25% · 3.875%
HK$350,246
−HK$10,735/mo
Today · 4.125%
HK$360,981
baseline
▲ 0.50% · 4.625%
HK$382,946
+HK$21,965/mo
Deposit HK$74.48M · loan HK$74.48M · min. income ≈ HK$721,962/mo (50% DSR)
Upfront cash ≈ HK$84.17M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,891
−HK$20,416/mo
▼ 0.25% · 3.875%
HK$388,026
−HK$10,281/mo
Today · 4.125%
HK$398,307
baseline
▲ 0.50% · 4.625%
HK$419,303
+HK$20,996/mo
Deposit HK$74.48M · loan HK$74.48M · min. income ≈ HK$796,614/mo (50% DSR)
Upfront cash ≈ HK$84.17M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,616
−HK$25,562/mo
▼ 0.25% · 3.875%
HK$420,296
−HK$12,882/mo
Today · 4.125%
HK$433,178
baseline
▲ 0.50% · 4.625%
HK$459,535
+HK$26,357/mo
Deposit HK$59.59M · loan HK$89.38M · min. income ≈ HK$866,356/mo (50% DSR)
Upfront cash ≈ HK$69.27M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,469
−HK$24,500/mo
▼ 0.25% · 3.875%
HK$465,631
−HK$12,338/mo
Today · 4.125%
HK$477,969
baseline
▲ 0.50% · 4.625%
HK$503,163
+HK$25,194/mo
Deposit HK$59.59M · loan HK$89.38M · min. income ≈ HK$955,938/mo (50% DSR)
Upfront cash ≈ HK$69.27M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,552
−HK$29,822/mo
▼ 0.25% · 3.875%
HK$490,345
−HK$15,029/mo
Today · 4.125%
HK$505,374
baseline
▲ 0.50% · 4.625%
HK$536,125
+HK$30,751/mo
Deposit HK$44.69M · loan HK$104.28M · min. income ≈ HK$1,010,748/mo (50% DSR)
Upfront cash ≈ HK$54.37M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$529,047
−HK$28,583/mo
▼ 0.25% · 3.875%
HK$543,236
−HK$14,394/mo
Today · 4.125%
HK$557,630
baseline
▲ 0.50% · 4.625%
HK$587,024
+HK$29,394/mo
Deposit HK$44.69M · loan HK$104.28M · min. income ≈ HK$1,115,260/mo (50% DSR)
Upfront cash ≈ HK$54.37M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,425
−HK$38,341/mo
▼ 0.25% · 3.875%
HK$630,443
−HK$19,323/mo
Today · 4.125%
HK$649,766
baseline
▲ 0.50% · 4.625%
HK$689,303
+HK$39,537/mo
Deposit HK$14.90M · loan HK$134.07M · min. income ≈ HK$1,299,532/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$680,204
−HK$36,749/mo
▼ 0.25% · 3.875%
HK$698,446
−HK$18,507/mo
Today · 4.125%
HK$716,953
baseline
▲ 0.50% · 4.625%
HK$754,745
+HK$37,792/mo
Deposit HK$14.90M · loan HK$134.07M · min. income ≈ HK$1,433,906/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$9,682,781 · Scale 2, in force from 26 Feb 2026)