LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,969
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,025
−HK$1,074/mo
Today · 4.125%
HK$36,099
baseline
▲ 0.50% · 4.625%
HK$38,295
+HK$2,196/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,198/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,790
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,803
−HK$1,028/mo
Today · 4.125%
HK$39,831
baseline
▲ 0.50% · 4.625%
HK$41,931
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,662/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,762
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,288/mo
Today · 4.125%
HK$43,318
baseline
▲ 0.50% · 4.625%
HK$45,954
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,636/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,348
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,564
−HK$1,234/mo
Today · 4.125%
HK$47,798
baseline
▲ 0.50% · 4.625%
HK$50,317
+HK$2,519/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,596/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,556
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$49,035
−HK$1,503/mo
Today · 4.125%
HK$50,538
baseline
▲ 0.50% · 4.625%
HK$53,613
+HK$3,075/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,076/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$54,324
−HK$1,440/mo
Today · 4.125%
HK$55,764
baseline
▲ 0.50% · 4.625%
HK$58,703
+HK$2,939/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,528/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,143
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,045
−HK$1,933/mo
Today · 4.125%
HK$64,978
baseline
▲ 0.50% · 4.625%
HK$68,931
+HK$3,953/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,956/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,021
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$69,846
−HK$1,850/mo
Today · 4.125%
HK$71,696
baseline
▲ 0.50% · 4.625%
HK$75,476
+HK$3,780/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,392/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,631 · Scale 2, in force from 26 Feb 2026)