LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,976
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,033
−HK$1,074/mo
Today · 4.125%
HK$36,107
baseline
▲ 0.50% · 4.625%
HK$38,304
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,214/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,798
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,812
−HK$1,028/mo
Today · 4.125%
HK$39,840
baseline
▲ 0.50% · 4.625%
HK$41,940
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,680/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,771
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,039
−HK$1,289/mo
Today · 4.125%
HK$43,328
baseline
▲ 0.50% · 4.625%
HK$45,964
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,656/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,358
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,574
−HK$1,234/mo
Today · 4.125%
HK$47,808
baseline
▲ 0.50% · 4.625%
HK$50,328
+HK$2,520/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,616/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,566
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,046
−HK$1,503/mo
Today · 4.125%
HK$50,549
baseline
▲ 0.50% · 4.625%
HK$53,625
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,098/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,917
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,336
−HK$1,440/mo
Today · 4.125%
HK$55,776
baseline
▲ 0.50% · 4.625%
HK$58,716
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,552/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,157
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,059
−HK$1,933/mo
Today · 4.125%
HK$64,992
baseline
▲ 0.50% · 4.625%
HK$68,946
+HK$3,954/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,984/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,036
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,861
−HK$1,851/mo
Today · 4.125%
HK$71,712
baseline
▲ 0.50% · 4.625%
HK$75,492
+HK$3,780/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,424/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,753 · Scale 2, in force from 26 Feb 2026)