LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,977
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$1,073/mo
Today · 4.125%
HK$36,107
baseline
▲ 0.50% · 4.625%
HK$38,304
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,214/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,799
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,813
−HK$1,028/mo
Today · 4.125%
HK$39,841
baseline
▲ 0.50% · 4.625%
HK$41,941
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,682/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,772
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,040
−HK$1,289/mo
Today · 4.125%
HK$43,329
baseline
▲ 0.50% · 4.625%
HK$45,965
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,658/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,359
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,575
−HK$1,234/mo
Today · 4.125%
HK$47,809
baseline
▲ 0.50% · 4.625%
HK$50,329
+HK$2,520/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,618/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,567
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,047
−HK$1,503/mo
Today · 4.125%
HK$50,550
baseline
▲ 0.50% · 4.625%
HK$53,626
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,100/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,918
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,338
−HK$1,439/mo
Today · 4.125%
HK$55,777
baseline
▲ 0.50% · 4.625%
HK$58,717
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,554/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,158
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,060
−HK$1,933/mo
Today · 4.125%
HK$64,993
baseline
▲ 0.50% · 4.625%
HK$68,948
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,986/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,038
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,863
−HK$1,851/mo
Today · 4.125%
HK$71,714
baseline
▲ 0.50% · 4.625%
HK$75,494
+HK$3,780/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,428/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,766 · Scale 2, in force from 26 Feb 2026)