LTV · monthly repayment
▼ 0.50% · 3.625%
HK$339,771
−HK$21,306/mo
▼ 0.25% · 3.875%
HK$350,339
−HK$10,738/mo
Today · 4.125%
HK$361,077
baseline
▲ 0.50% · 4.625%
HK$383,048
+HK$21,971/mo
Deposit HK$74.50M · loan HK$74.50M · min. income ≈ HK$722,154/mo (50% DSR)
Upfront cash ≈ HK$84.19M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,991
−HK$20,422/mo
▼ 0.25% · 3.875%
HK$388,129
−HK$10,284/mo
Today · 4.125%
HK$398,413
baseline
▲ 0.50% · 4.625%
HK$419,414
+HK$21,001/mo
Deposit HK$74.50M · loan HK$74.50M · min. income ≈ HK$796,826/mo (50% DSR)
Upfront cash ≈ HK$84.19M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,725
−HK$25,568/mo
▼ 0.25% · 3.875%
HK$420,407
−HK$12,886/mo
Today · 4.125%
HK$433,293
baseline
▲ 0.50% · 4.625%
HK$459,657
+HK$26,364/mo
Deposit HK$59.60M · loan HK$89.40M · min. income ≈ HK$866,586/mo (50% DSR)
Upfront cash ≈ HK$69.29M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,590
−HK$24,506/mo
▼ 0.25% · 3.875%
HK$465,755
−HK$12,341/mo
Today · 4.125%
HK$478,096
baseline
▲ 0.50% · 4.625%
HK$503,297
+HK$25,201/mo
Deposit HK$59.60M · loan HK$89.40M · min. income ≈ HK$956,192/mo (50% DSR)
Upfront cash ≈ HK$69.29M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,679
−HK$29,829/mo
▼ 0.25% · 3.875%
HK$490,475
−HK$15,033/mo
Today · 4.125%
HK$505,508
baseline
▲ 0.50% · 4.625%
HK$536,267
+HK$30,759/mo
Deposit HK$44.70M · loan HK$104.30M · min. income ≈ HK$1,011,016/mo (50% DSR)
Upfront cash ≈ HK$54.39M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$529,188
−HK$28,590/mo
▼ 0.25% · 3.875%
HK$543,380
−HK$14,398/mo
Today · 4.125%
HK$557,778
baseline
▲ 0.50% · 4.625%
HK$587,180
+HK$29,402/mo
Deposit HK$44.70M · loan HK$104.30M · min. income ≈ HK$1,115,556/mo (50% DSR)
Upfront cash ≈ HK$54.39M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,587
−HK$38,352/mo
▼ 0.25% · 3.875%
HK$630,611
−HK$19,328/mo
Today · 4.125%
HK$649,939
baseline
▲ 0.50% · 4.625%
HK$689,486
+HK$39,547/mo
Deposit HK$14.90M · loan HK$134.10M · min. income ≈ HK$1,299,878/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$680,384
−HK$36,760/mo
▼ 0.25% · 3.875%
HK$698,632
−HK$18,512/mo
Today · 4.125%
HK$717,144
baseline
▲ 0.50% · 4.625%
HK$754,945
+HK$37,801/mo
Deposit HK$14.90M · loan HK$134.10M · min. income ≈ HK$1,434,288/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$9,685,353 · Scale 2, in force from 26 Feb 2026)