LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,978
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,035
−HK$1,074/mo
Today · 4.125%
HK$36,109
baseline
▲ 0.50% · 4.625%
HK$38,306
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,218/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,801
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,815
−HK$1,028/mo
Today · 4.125%
HK$39,843
baseline
▲ 0.50% · 4.625%
HK$41,943
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,686/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,774
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,043
−HK$1,288/mo
Today · 4.125%
HK$43,331
baseline
▲ 0.50% · 4.625%
HK$45,968
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,662/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,361
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,235/mo
Today · 4.125%
HK$47,812
baseline
▲ 0.50% · 4.625%
HK$50,332
+HK$2,520/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,624/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,570
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,050
−HK$1,503/mo
Today · 4.125%
HK$50,553
baseline
▲ 0.50% · 4.625%
HK$53,629
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,106/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,921
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,340
−HK$1,440/mo
Today · 4.125%
HK$55,780
baseline
▲ 0.50% · 4.625%
HK$58,720
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,560/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,161
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,064
−HK$1,933/mo
Today · 4.125%
HK$64,997
baseline
▲ 0.50% · 4.625%
HK$68,952
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,994/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,041
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,866
−HK$1,851/mo
Today · 4.125%
HK$71,717
baseline
▲ 0.50% · 4.625%
HK$75,498
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,434/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,794 · Scale 2, in force from 26 Feb 2026)