LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,979
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,036
−HK$1,074/mo
Today · 4.125%
HK$36,110
baseline
▲ 0.50% · 4.625%
HK$38,307
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,220/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,802
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,816
−HK$1,028/mo
Today · 4.125%
HK$39,844
baseline
▲ 0.50% · 4.625%
HK$41,944
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,688/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,775
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,288/mo
Today · 4.125%
HK$43,332
baseline
▲ 0.50% · 4.625%
HK$45,969
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,664/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,362
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,579
−HK$1,234/mo
Today · 4.125%
HK$47,813
baseline
▲ 0.50% · 4.625%
HK$50,333
+HK$2,520/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,626/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,571
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,503/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,630
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,923
−HK$2,859/mo
▼ 0.25% · 3.875%
HK$54,342
−HK$1,440/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$58,722
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,163
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,932/mo
Today · 4.125%
HK$64,998
baseline
▲ 0.50% · 4.625%
HK$68,953
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$129,996/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,043
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,868
−HK$1,851/mo
Today · 4.125%
HK$71,719
baseline
▲ 0.50% · 4.625%
HK$75,500
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,438/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,810 · Scale 2, in force from 26 Feb 2026)