LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,981
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,038
−HK$1,074/mo
Today · 4.125%
HK$36,112
baseline
▲ 0.50% · 4.625%
HK$38,309
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,224/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,804
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,818
−HK$1,028/mo
Today · 4.125%
HK$39,846
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,692/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,777
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,289/mo
Today · 4.125%
HK$43,335
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,636/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,670/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,365
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,581
−HK$1,234/mo
Today · 4.125%
HK$47,815
baseline
▲ 0.50% · 4.625%
HK$50,336
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,630/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,574
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,054
−HK$1,503/mo
Today · 4.125%
HK$50,557
baseline
▲ 0.50% · 4.625%
HK$53,633
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,114/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,925
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,345
−HK$1,440/mo
Today · 4.125%
HK$55,785
baseline
▲ 0.50% · 4.625%
HK$58,725
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,570/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,166
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,069
−HK$1,933/mo
Today · 4.125%
HK$65,002
baseline
▲ 0.50% · 4.625%
HK$68,957
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,004/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,047
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,872
−HK$1,851/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$75,504
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,840 · Scale 2, in force from 26 Feb 2026)