LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,982
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$1,074/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,310
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,818
−HK$1,029/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$41,947
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,778
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,288/mo
Today · 4.125%
HK$43,335
baseline
▲ 0.50% · 4.625%
HK$45,972
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,670/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,365
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,582
−HK$1,234/mo
Today · 4.125%
HK$47,816
baseline
▲ 0.50% · 4.625%
HK$50,337
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,632/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,575
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,054
−HK$1,504/mo
Today · 4.125%
HK$50,558
baseline
▲ 0.50% · 4.625%
HK$53,634
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,116/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,926
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,346
−HK$1,440/mo
Today · 4.125%
HK$55,786
baseline
▲ 0.50% · 4.625%
HK$58,726
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,572/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,070
−HK$1,933/mo
Today · 4.125%
HK$65,003
baseline
▲ 0.50% · 4.625%
HK$68,958
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,006/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,048
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,873
−HK$1,852/mo
Today · 4.125%
HK$71,725
baseline
▲ 0.50% · 4.625%
HK$75,505
+HK$3,780/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,450/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,850 · Scale 2, in force from 26 Feb 2026)