LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,982
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$1,074/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,819
−HK$1,029/mo
Today · 4.125%
HK$39,848
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,696/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,779
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,289/mo
Today · 4.125%
HK$43,336
baseline
▲ 0.50% · 4.625%
HK$45,973
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,672/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,366
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,583
−HK$1,234/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,338
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,575
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,504/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,635
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,927
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,347
−HK$1,440/mo
Today · 4.125%
HK$55,787
baseline
▲ 0.50% · 4.625%
HK$58,727
+HK$2,940/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,574/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,168
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,071
−HK$1,933/mo
Today · 4.125%
HK$65,004
baseline
▲ 0.50% · 4.625%
HK$68,959
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,008/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,049
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,874
−HK$1,852/mo
Today · 4.125%
HK$71,726
baseline
▲ 0.50% · 4.625%
HK$75,506
+HK$3,780/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,452/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,858 · Scale 2, in force from 26 Feb 2026)