LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,983
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$1,074/mo
Today · 4.125%
HK$36,114
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,228/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,806
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,820
−HK$1,029/mo
Today · 4.125%
HK$39,849
baseline
▲ 0.50% · 4.625%
HK$41,949
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,698/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,780
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,048
−HK$1,289/mo
Today · 4.125%
HK$43,337
baseline
▲ 0.50% · 4.625%
HK$45,974
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,674/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,367
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,584
−HK$1,234/mo
Today · 4.125%
HK$47,818
baseline
▲ 0.50% · 4.625%
HK$50,339
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,636/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,577
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,056
−HK$1,504/mo
Today · 4.125%
HK$50,560
baseline
▲ 0.50% · 4.625%
HK$53,637
+HK$3,077/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,120/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,928
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,348
−HK$1,440/mo
Today · 4.125%
HK$55,788
baseline
▲ 0.50% · 4.625%
HK$58,729
+HK$2,941/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,576/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,170
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,073
−HK$1,933/mo
Today · 4.125%
HK$65,006
baseline
▲ 0.50% · 4.625%
HK$68,961
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,012/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,051
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,876
−HK$1,851/mo
Today · 4.125%
HK$71,727
baseline
▲ 0.50% · 4.625%
HK$75,508
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,454/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,873 · Scale 2, in force from 26 Feb 2026)