LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,984
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,041
−HK$1,074/mo
Today · 4.125%
HK$36,115
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$2,197/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,230/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,807
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,821
−HK$1,028/mo
Today · 4.125%
HK$39,849
baseline
▲ 0.50% · 4.625%
HK$41,950
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,698/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,781
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,049
−HK$1,289/mo
Today · 4.125%
HK$43,338
baseline
▲ 0.50% · 4.625%
HK$45,975
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,676/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,368
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,585
−HK$1,234/mo
Today · 4.125%
HK$47,819
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,638/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,577
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,057
−HK$1,504/mo
Today · 4.125%
HK$50,561
baseline
▲ 0.50% · 4.625%
HK$53,637
+HK$3,076/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,122/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,929
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,349
−HK$1,440/mo
Today · 4.125%
HK$55,789
baseline
▲ 0.50% · 4.625%
HK$58,730
+HK$2,941/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,578/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,171
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,074
−HK$1,933/mo
Today · 4.125%
HK$65,007
baseline
▲ 0.50% · 4.625%
HK$68,962
+HK$3,955/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,014/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,052
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,877
−HK$1,852/mo
Today · 4.125%
HK$71,729
baseline
▲ 0.50% · 4.625%
HK$75,510
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,458/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,882 · Scale 2, in force from 26 Feb 2026)