LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,986
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$1,074/mo
Today · 4.125%
HK$36,117
baseline
▲ 0.50% · 4.625%
HK$38,315
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,234/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,809
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,823
−HK$1,029/mo
Today · 4.125%
HK$39,852
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,704/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,783
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,052
−HK$1,289/mo
Today · 4.125%
HK$43,341
baseline
▲ 0.50% · 4.625%
HK$45,978
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,682/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,588
−HK$1,234/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,581
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$49,061
−HK$1,503/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,641
+HK$3,077/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,933
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,353
−HK$1,440/mo
Today · 4.125%
HK$55,793
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$2,941/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,586/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,175
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,078
−HK$1,933/mo
Today · 4.125%
HK$65,011
baseline
▲ 0.50% · 4.625%
HK$68,967
+HK$3,956/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$130,022/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,057
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$69,882
−HK$1,851/mo
Today · 4.125%
HK$71,733
baseline
▲ 0.50% · 4.625%
HK$75,515
+HK$3,782/mo
Deposit HK$1.49M · loan HK$13.41M · min. income ≈ HK$143,466/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,920 · Scale 2, in force from 26 Feb 2026)