LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,990
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$1,075/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,029/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,788
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,057
−HK$1,289/mo
Today · 4.125%
HK$43,346
baseline
▲ 0.50% · 4.625%
HK$45,983
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,692/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,376
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,593
−HK$1,235/mo
Today · 4.125%
HK$47,828
baseline
▲ 0.50% · 4.625%
HK$50,349
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,656/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,586
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,066
−HK$1,504/mo
Today · 4.125%
HK$50,570
baseline
▲ 0.50% · 4.625%
HK$53,647
+HK$3,077/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,140/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,939
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,359
−HK$1,440/mo
Today · 4.125%
HK$55,799
baseline
▲ 0.50% · 4.625%
HK$58,741
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,598/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,182
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,085
−HK$1,934/mo
Today · 4.125%
HK$65,019
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,956/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,038/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,065
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$69,890
−HK$1,852/mo
Today · 4.125%
HK$71,742
baseline
▲ 0.50% · 4.625%
HK$75,524
+HK$3,782/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,484/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,986 · Scale 2, in force from 26 Feb 2026)