LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,991
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$1,074/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,815
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,029/mo
Today · 4.125%
HK$39,858
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,100/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,716/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,789
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,058
−HK$1,289/mo
Today · 4.125%
HK$43,347
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,637/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,694/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,377
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,594
−HK$1,235/mo
Today · 4.125%
HK$47,829
baseline
▲ 0.50% · 4.625%
HK$50,350
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,658/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,587
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,067
−HK$1,504/mo
Today · 4.125%
HK$50,571
baseline
▲ 0.50% · 4.625%
HK$53,649
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,142/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,940
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,360
−HK$1,441/mo
Today · 4.125%
HK$55,801
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$2,941/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,602/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,184
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,087
−HK$1,933/mo
Today · 4.125%
HK$65,020
baseline
▲ 0.50% · 4.625%
HK$68,977
+HK$3,957/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,040/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,066
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,892
−HK$1,852/mo
Today · 4.125%
HK$71,744
baseline
▲ 0.50% · 4.625%
HK$75,525
+HK$3,781/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,488/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$558,998 · Scale 2, in force from 26 Feb 2026)