LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,992
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,049
−HK$1,075/mo
Today · 4.125%
HK$36,124
baseline
▲ 0.50% · 4.625%
HK$38,322
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,248/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,816
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,830
−HK$1,029/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$41,960
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,790
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,059
−HK$1,289/mo
Today · 4.125%
HK$43,348
baseline
▲ 0.50% · 4.625%
HK$45,986
+HK$2,638/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$86,696/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,379
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,596
−HK$1,235/mo
Today · 4.125%
HK$47,831
baseline
▲ 0.50% · 4.625%
HK$50,352
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.94M · min. income ≈ HK$95,662/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,589
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$49,069
−HK$1,504/mo
Today · 4.125%
HK$50,573
baseline
▲ 0.50% · 4.625%
HK$53,650
+HK$3,077/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$101,146/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,942
−HK$2,860/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,440/mo
Today · 4.125%
HK$55,802
baseline
▲ 0.50% · 4.625%
HK$58,744
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.43M · min. income ≈ HK$111,604/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,186
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$63,089
−HK$1,933/mo
Today · 4.125%
HK$65,022
baseline
▲ 0.50% · 4.625%
HK$68,979
+HK$3,957/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,044/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,068
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,894
−HK$1,852/mo
Today · 4.125%
HK$71,746
baseline
▲ 0.50% · 4.625%
HK$75,528
+HK$3,782/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,492/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,016 · Scale 2, in force from 26 Feb 2026)