LTV · monthly repayment
▼ 0.50% · 3.625%
HK$339,970
−HK$21,319/mo
▼ 0.25% · 3.875%
HK$350,545
−HK$10,744/mo
Today · 4.125%
HK$361,289
baseline
▲ 0.50% · 4.625%
HK$383,273
+HK$21,984/mo
Deposit HK$74.55M · loan HK$74.55M · min. income ≈ HK$722,578/mo (50% DSR)
Upfront cash ≈ HK$84.24M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,213
−HK$20,434/mo
▼ 0.25% · 3.875%
HK$388,357
−HK$10,290/mo
Today · 4.125%
HK$398,647
baseline
▲ 0.50% · 4.625%
HK$419,660
+HK$21,013/mo
Deposit HK$74.55M · loan HK$74.55M · min. income ≈ HK$797,294/mo (50% DSR)
Upfront cash ≈ HK$84.24M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,964
−HK$25,583/mo
▼ 0.25% · 3.875%
HK$420,654
−HK$12,893/mo
Today · 4.125%
HK$433,547
baseline
▲ 0.50% · 4.625%
HK$459,927
+HK$26,380/mo
Deposit HK$59.64M · loan HK$89.46M · min. income ≈ HK$867,094/mo (50% DSR)
Upfront cash ≈ HK$69.33M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$453,856
−HK$24,520/mo
▼ 0.25% · 3.875%
HK$466,028
−HK$12,348/mo
Today · 4.125%
HK$478,376
baseline
▲ 0.50% · 4.625%
HK$503,592
+HK$25,216/mo
Deposit HK$59.64M · loan HK$89.46M · min. income ≈ HK$956,752/mo (50% DSR)
Upfront cash ≈ HK$69.33M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,958
−HK$29,847/mo
▼ 0.25% · 3.875%
HK$490,763
−HK$15,042/mo
Today · 4.125%
HK$505,805
baseline
▲ 0.50% · 4.625%
HK$536,582
+HK$30,777/mo
Deposit HK$44.73M · loan HK$104.37M · min. income ≈ HK$1,011,610/mo (50% DSR)
Upfront cash ≈ HK$54.42M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$529,498
−HK$28,608/mo
▼ 0.25% · 3.875%
HK$543,699
−HK$14,407/mo
Today · 4.125%
HK$558,106
baseline
▲ 0.50% · 4.625%
HK$587,524
+HK$29,418/mo
Deposit HK$44.73M · loan HK$104.37M · min. income ≈ HK$1,116,212/mo (50% DSR)
Upfront cash ≈ HK$54.42M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$611,946
−HK$38,374/mo
▼ 0.25% · 3.875%
HK$630,981
−HK$19,339/mo
Today · 4.125%
HK$650,320
baseline
▲ 0.50% · 4.625%
HK$689,891
+HK$39,571/mo
Deposit HK$14.91M · loan HK$134.18M · min. income ≈ HK$1,300,640/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$680,784
−HK$36,780/mo
▼ 0.25% · 3.875%
HK$699,042
−HK$18,522/mo
Today · 4.125%
HK$717,564
baseline
▲ 0.50% · 4.625%
HK$755,388
+HK$37,824/mo
Deposit HK$14.91M · loan HK$134.18M · min. income ≈ HK$1,435,128/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$9,691,037 · Scale 2, in force from 26 Feb 2026)