LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,998
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,055
−HK$1,075/mo
Today · 4.125%
HK$36,130
baseline
▲ 0.50% · 4.625%
HK$38,328
+HK$2,198/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$72,260/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,822
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,836
−HK$1,030/mo
Today · 4.125%
HK$39,866
baseline
▲ 0.50% · 4.625%
HK$41,967
+HK$2,101/mo
Deposit HK$7.45M · loan HK$7.45M · min. income ≈ HK$79,732/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,797
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,066
−HK$1,290/mo
Today · 4.125%
HK$43,356
baseline
▲ 0.50% · 4.625%
HK$45,994
+HK$2,638/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,712/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,387
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,604
−HK$1,235/mo
Today · 4.125%
HK$47,839
baseline
▲ 0.50% · 4.625%
HK$50,360
+HK$2,521/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,678/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,597
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,077
−HK$1,505/mo
Today · 4.125%
HK$50,582
baseline
▲ 0.50% · 4.625%
HK$53,659
+HK$3,077/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,164/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,951
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,371
−HK$1,441/mo
Today · 4.125%
HK$55,812
baseline
▲ 0.50% · 4.625%
HK$58,754
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,624/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,196
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,099
−HK$1,934/mo
Today · 4.125%
HK$65,033
baseline
▲ 0.50% · 4.625%
HK$68,991
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,066/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,080
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,906
−HK$1,852/mo
Today · 4.125%
HK$71,758
baseline
▲ 0.50% · 4.625%
HK$75,540
+HK$3,782/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,516/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,110 · Scale 2, in force from 26 Feb 2026)