LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,999
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,057
−HK$1,074/mo
Today · 4.125%
HK$36,131
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,262/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,824
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,838
−HK$1,029/mo
Today · 4.125%
HK$39,867
baseline
▲ 0.50% · 4.625%
HK$41,969
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,734/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,799
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,068
−HK$1,290/mo
Today · 4.125%
HK$43,358
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,638/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,716/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,606
−HK$1,235/mo
Today · 4.125%
HK$47,841
baseline
▲ 0.50% · 4.625%
HK$50,363
+HK$2,522/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,682/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,599
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,080
−HK$1,504/mo
Today · 4.125%
HK$50,584
baseline
▲ 0.50% · 4.625%
HK$53,662
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,168/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,953
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,374
−HK$1,440/mo
Today · 4.125%
HK$55,814
baseline
▲ 0.50% · 4.625%
HK$58,756
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,628/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,199
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$63,102
−HK$1,934/mo
Today · 4.125%
HK$65,036
baseline
▲ 0.50% · 4.625%
HK$68,994
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,072/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,083
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,909
−HK$1,852/mo
Today · 4.125%
HK$71,761
baseline
▲ 0.50% · 4.625%
HK$75,544
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,522/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,137 · Scale 2, in force from 26 Feb 2026)