LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,002
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$1,075/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$2,198/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,826
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,841
−HK$1,029/mo
Today · 4.125%
HK$39,870
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,740/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,802
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,289/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,639/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,392
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,609
−HK$1,235/mo
Today · 4.125%
HK$47,844
baseline
▲ 0.50% · 4.625%
HK$50,366
+HK$2,522/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,688/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,602
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,083
−HK$1,504/mo
Today · 4.125%
HK$50,587
baseline
▲ 0.50% · 4.625%
HK$53,665
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,174/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,957
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,377
−HK$1,441/mo
Today · 4.125%
HK$55,818
baseline
▲ 0.50% · 4.625%
HK$58,760
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,636/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,203
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,107
−HK$1,934/mo
Today · 4.125%
HK$65,041
baseline
▲ 0.50% · 4.625%
HK$68,998
+HK$3,957/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,082/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,087
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,914
−HK$1,852/mo
Today · 4.125%
HK$71,766
baseline
▲ 0.50% · 4.625%
HK$75,549
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,532/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,173 · Scale 2, in force from 26 Feb 2026)