LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,002
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,060
−HK$1,075/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$2,198/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,842
−HK$1,029/mo
Today · 4.125%
HK$39,871
baseline
▲ 0.50% · 4.625%
HK$41,973
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,742/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,803
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,290/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,638/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,393
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,610
−HK$1,235/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,367
+HK$2,522/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,603
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,084
−HK$1,505/mo
Today · 4.125%
HK$50,589
baseline
▲ 0.50% · 4.625%
HK$53,667
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,178/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,958
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,379
−HK$1,441/mo
Today · 4.125%
HK$55,820
baseline
▲ 0.50% · 4.625%
HK$58,762
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,640/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,204
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,108
−HK$1,934/mo
Today · 4.125%
HK$65,042
baseline
▲ 0.50% · 4.625%
HK$69,000
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,084/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,089
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,915
−HK$1,853/mo
Today · 4.125%
HK$71,768
baseline
▲ 0.50% · 4.625%
HK$75,551
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,536/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,189 · Scale 2, in force from 26 Feb 2026)