LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,004
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,061
−HK$1,075/mo
Today · 4.125%
HK$36,136
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,272/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,029/mo
Today · 4.125%
HK$39,872
baseline
▲ 0.50% · 4.625%
HK$41,974
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,744/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,804
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,289/mo
Today · 4.125%
HK$43,363
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,639/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,726/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,394
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,235/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,369
+HK$2,522/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,605
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,086
−HK$1,504/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,669
+HK$3,079/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,960
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,381
−HK$1,440/mo
Today · 4.125%
HK$55,821
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,642/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,207
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,110
−HK$1,935/mo
Today · 4.125%
HK$65,045
baseline
▲ 0.50% · 4.625%
HK$69,003
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,090/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,092
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$1,852/mo
Today · 4.125%
HK$71,770
baseline
▲ 0.50% · 4.625%
HK$75,554
+HK$3,784/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,540/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,208 · Scale 2, in force from 26 Feb 2026)