LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,004
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$1,074/mo
Today · 4.125%
HK$36,136
baseline
▲ 0.50% · 4.625%
HK$38,335
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,272/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,844
−HK$1,029/mo
Today · 4.125%
HK$39,873
baseline
▲ 0.50% · 4.625%
HK$41,974
+HK$2,101/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,746/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,805
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,289/mo
Today · 4.125%
HK$43,363
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,639/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$86,726/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,395
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,235/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,369
+HK$2,522/mo
Deposit HK$5.96M · loan HK$8.95M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,605
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,086
−HK$1,505/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,669
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,961
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,381
−HK$1,441/mo
Today · 4.125%
HK$55,822
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,644/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,207
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,111
−HK$1,934/mo
Today · 4.125%
HK$65,045
baseline
▲ 0.50% · 4.625%
HK$69,003
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,090/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,092
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$1,853/mo
Today · 4.125%
HK$71,771
baseline
▲ 0.50% · 4.625%
HK$75,554
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,542/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,212 · Scale 2, in force from 26 Feb 2026)