LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,005
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$1,075/mo
Today · 4.125%
HK$36,138
baseline
▲ 0.50% · 4.625%
HK$38,337
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,276/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,030/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,101/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,806
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,076
−HK$1,289/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,397
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,235/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,372
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,608
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,088
−HK$1,505/mo
Today · 4.125%
HK$50,593
baseline
▲ 0.50% · 4.625%
HK$53,671
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,186/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,963
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,383
−HK$1,441/mo
Today · 4.125%
HK$55,824
baseline
▲ 0.50% · 4.625%
HK$58,767
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,648/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,210
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$63,114
−HK$1,934/mo
Today · 4.125%
HK$65,048
baseline
▲ 0.50% · 4.625%
HK$69,006
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,096/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,095
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,921
−HK$1,853/mo
Today · 4.125%
HK$71,774
baseline
▲ 0.50% · 4.625%
HK$75,557
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,548/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,237 · Scale 2, in force from 26 Feb 2026)