LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,006
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,064
−HK$1,074/mo
Today · 4.125%
HK$36,138
baseline
▲ 0.50% · 4.625%
HK$38,337
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,276/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,846
−HK$1,029/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$41,977
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,807
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,076
−HK$1,290/mo
Today · 4.125%
HK$43,366
baseline
▲ 0.50% · 4.625%
HK$46,005
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,732/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,397
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,615
−HK$1,235/mo
Today · 4.125%
HK$47,850
baseline
▲ 0.50% · 4.625%
HK$50,372
+HK$2,522/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,700/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,608
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,089
−HK$1,505/mo
Today · 4.125%
HK$50,594
baseline
▲ 0.50% · 4.625%
HK$53,672
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,188/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,964
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,384
−HK$1,441/mo
Today · 4.125%
HK$55,825
baseline
▲ 0.50% · 4.625%
HK$58,768
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,650/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,210
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,114
−HK$1,935/mo
Today · 4.125%
HK$65,049
baseline
▲ 0.50% · 4.625%
HK$69,007
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,098/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,096
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,922
−HK$1,853/mo
Today · 4.125%
HK$71,775
baseline
▲ 0.50% · 4.625%
HK$75,558
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,550/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,244 · Scale 2, in force from 26 Feb 2026)