LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,007
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$1,075/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,339
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,280/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,833
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,848
−HK$1,029/mo
Today · 4.125%
HK$39,877
baseline
▲ 0.50% · 4.625%
HK$41,979
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,754/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,809
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,078
−HK$1,290/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$46,007
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,399
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,235/mo
Today · 4.125%
HK$47,852
baseline
▲ 0.50% · 4.625%
HK$50,375
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,704/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,091
−HK$1,505/mo
Today · 4.125%
HK$50,596
baseline
▲ 0.50% · 4.625%
HK$53,675
+HK$3,079/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,192/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,966
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,387
−HK$1,441/mo
Today · 4.125%
HK$55,828
baseline
▲ 0.50% · 4.625%
HK$58,770
+HK$2,942/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,656/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,213
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,117
−HK$1,935/mo
Today · 4.125%
HK$65,052
baseline
▲ 0.50% · 4.625%
HK$69,010
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,104/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,099
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,926
−HK$1,852/mo
Today · 4.125%
HK$71,778
baseline
▲ 0.50% · 4.625%
HK$75,562
+HK$3,784/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,556/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,269 · Scale 2, in force from 26 Feb 2026)