LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,009
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$1,075/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,341
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,835
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,849
−HK$1,030/mo
Today · 4.125%
HK$39,879
baseline
▲ 0.50% · 4.625%
HK$41,981
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,758/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,811
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,290/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,402
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,619
−HK$1,235/mo
Today · 4.125%
HK$47,854
baseline
▲ 0.50% · 4.625%
HK$50,377
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,708/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,613
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,504/mo
Today · 4.125%
HK$50,598
baseline
▲ 0.50% · 4.625%
HK$53,677
+HK$3,079/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,196/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,968
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,389
−HK$1,441/mo
Today · 4.125%
HK$55,830
baseline
▲ 0.50% · 4.625%
HK$58,773
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,660/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,216
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,120
−HK$1,935/mo
Today · 4.125%
HK$65,055
baseline
▲ 0.50% · 4.625%
HK$69,013
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,110/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,102
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,929
−HK$1,853/mo
Today · 4.125%
HK$71,782
baseline
▲ 0.50% · 4.625%
HK$75,565
+HK$3,783/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,564/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,296 · Scale 2, in force from 26 Feb 2026)