LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,010
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,068
−HK$1,075/mo
Today · 4.125%
HK$36,143
baseline
▲ 0.50% · 4.625%
HK$38,342
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,286/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,836
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,851
−HK$1,029/mo
Today · 4.125%
HK$39,880
baseline
▲ 0.50% · 4.625%
HK$41,983
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,760/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,813
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,082
−HK$1,290/mo
Today · 4.125%
HK$43,372
baseline
▲ 0.50% · 4.625%
HK$46,011
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,744/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,404
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,621
−HK$1,236/mo
Today · 4.125%
HK$47,857
baseline
▲ 0.50% · 4.625%
HK$50,379
+HK$2,522/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,714/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,615
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,096
−HK$1,505/mo
Today · 4.125%
HK$50,601
baseline
▲ 0.50% · 4.625%
HK$53,679
+HK$3,078/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,202/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,971
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,442/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$58,776
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,219
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,123
−HK$1,935/mo
Today · 4.125%
HK$65,058
baseline
▲ 0.50% · 4.625%
HK$69,016
+HK$3,958/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,116/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,105
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,932
−HK$1,853/mo
Today · 4.125%
HK$71,785
baseline
▲ 0.50% · 4.625%
HK$75,569
+HK$3,784/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,570/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,320 · Scale 2, in force from 26 Feb 2026)