LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,012
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,070
−HK$1,075/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,344
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,838
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,853
−HK$1,029/mo
Today · 4.125%
HK$39,882
baseline
▲ 0.50% · 4.625%
HK$41,984
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,764/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,814
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,084
−HK$1,290/mo
Today · 4.125%
HK$43,374
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,748/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,405
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,623
−HK$1,235/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,617
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,098
−HK$1,504/mo
Today · 4.125%
HK$50,602
baseline
▲ 0.50% · 4.625%
HK$53,682
+HK$3,080/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,204/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,973
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,394
−HK$1,441/mo
Today · 4.125%
HK$55,835
baseline
▲ 0.50% · 4.625%
HK$58,778
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,670/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,126
−HK$1,934/mo
Today · 4.125%
HK$65,060
baseline
▲ 0.50% · 4.625%
HK$69,019
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,120/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,108
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$1,853/mo
Today · 4.125%
HK$71,788
baseline
▲ 0.50% · 4.625%
HK$75,572
+HK$3,784/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,576/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,342 · Scale 2, in force from 26 Feb 2026)