LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,013
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,071
−HK$1,075/mo
Today · 4.125%
HK$36,146
baseline
▲ 0.50% · 4.625%
HK$38,345
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,292/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,839
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,854
−HK$1,030/mo
Today · 4.125%
HK$39,884
baseline
▲ 0.50% · 4.625%
HK$41,986
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,768/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,816
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,085
−HK$1,290/mo
Today · 4.125%
HK$43,375
baseline
▲ 0.50% · 4.625%
HK$46,014
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,750/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,407
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,625
−HK$1,235/mo
Today · 4.125%
HK$47,860
baseline
▲ 0.50% · 4.625%
HK$50,383
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,720/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,618
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,505/mo
Today · 4.125%
HK$50,604
baseline
▲ 0.50% · 4.625%
HK$53,684
+HK$3,080/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$101,208/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,975
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,396
−HK$1,441/mo
Today · 4.125%
HK$55,837
baseline
▲ 0.50% · 4.625%
HK$58,780
+HK$2,943/mo
Deposit HK$4.47M · loan HK$10.44M · min. income ≈ HK$111,674/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,224
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,128
−HK$1,935/mo
Today · 4.125%
HK$65,063
baseline
▲ 0.50% · 4.625%
HK$69,022
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$130,126/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,111
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$69,937
−HK$1,853/mo
Today · 4.125%
HK$71,790
baseline
▲ 0.50% · 4.625%
HK$75,575
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.42M · min. income ≈ HK$143,580/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,363 · Scale 2, in force from 26 Feb 2026)