LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,015
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$1,075/mo
Today · 4.125%
HK$36,148
baseline
▲ 0.50% · 4.625%
HK$38,347
+HK$2,199/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,296/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,841
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,030/mo
Today · 4.125%
HK$39,886
baseline
▲ 0.50% · 4.625%
HK$41,988
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,772/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,818
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,088
−HK$1,290/mo
Today · 4.125%
HK$43,378
baseline
▲ 0.50% · 4.625%
HK$46,017
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,756/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,409
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,627
−HK$1,236/mo
Today · 4.125%
HK$47,863
baseline
▲ 0.50% · 4.625%
HK$50,386
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,726/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,621
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,102
−HK$1,505/mo
Today · 4.125%
HK$50,607
baseline
▲ 0.50% · 4.625%
HK$53,686
+HK$3,079/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,214/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,978
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,399
−HK$1,441/mo
Today · 4.125%
HK$55,840
baseline
▲ 0.50% · 4.625%
HK$58,783
+HK$2,943/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,680/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,227
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,131
−HK$1,935/mo
Today · 4.125%
HK$65,066
baseline
▲ 0.50% · 4.625%
HK$69,025
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,132/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,114
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,941
−HK$1,853/mo
Today · 4.125%
HK$71,794
baseline
▲ 0.50% · 4.625%
HK$75,579
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,588/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,393 · Scale 2, in force from 26 Feb 2026)