LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,016
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,074
−HK$1,075/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,349
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,843
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,858
−HK$1,029/mo
Today · 4.125%
HK$39,887
baseline
▲ 0.50% · 4.625%
HK$41,990
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,774/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,819
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,089
−HK$1,290/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$46,019
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,411
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,629
−HK$1,236/mo
Today · 4.125%
HK$47,865
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,730/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,623
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,104
−HK$1,505/mo
Today · 4.125%
HK$50,609
baseline
▲ 0.50% · 4.625%
HK$53,688
+HK$3,079/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,218/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,980
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,401
−HK$1,441/mo
Today · 4.125%
HK$55,842
baseline
▲ 0.50% · 4.625%
HK$58,786
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,684/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,229
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,134
−HK$1,935/mo
Today · 4.125%
HK$65,069
baseline
▲ 0.50% · 4.625%
HK$69,028
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,138/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,117
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,944
−HK$1,853/mo
Today · 4.125%
HK$71,797
baseline
▲ 0.50% · 4.625%
HK$75,581
+HK$3,784/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,594/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,414 · Scale 2, in force from 26 Feb 2026)