LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,017
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,075
−HK$1,075/mo
Today · 4.125%
HK$36,150
baseline
▲ 0.50% · 4.625%
HK$38,350
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,300/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,844
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,029/mo
Today · 4.125%
HK$39,888
baseline
▲ 0.50% · 4.625%
HK$41,991
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,776/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,090
−HK$1,290/mo
Today · 4.125%
HK$43,380
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,760/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,413
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,630
−HK$1,236/mo
Today · 4.125%
HK$47,866
baseline
▲ 0.50% · 4.625%
HK$50,389
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,732/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,624
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,105
−HK$1,505/mo
Today · 4.125%
HK$50,610
baseline
▲ 0.50% · 4.625%
HK$53,690
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,220/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,981
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,402
−HK$1,442/mo
Today · 4.125%
HK$55,844
baseline
▲ 0.50% · 4.625%
HK$58,787
+HK$2,943/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,688/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,231
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,136
−HK$1,935/mo
Today · 4.125%
HK$65,071
baseline
▲ 0.50% · 4.625%
HK$69,030
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,142/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,119
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,946
−HK$1,853/mo
Today · 4.125%
HK$71,799
baseline
▲ 0.50% · 4.625%
HK$75,584
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,598/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,431 · Scale 2, in force from 26 Feb 2026)