LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,018
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$1,075/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,844
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,030/mo
Today · 4.125%
HK$39,889
baseline
▲ 0.50% · 4.625%
HK$41,992
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,778/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,821
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,091
−HK$1,290/mo
Today · 4.125%
HK$43,381
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,762/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,413
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,631
−HK$1,236/mo
Today · 4.125%
HK$47,867
baseline
▲ 0.50% · 4.625%
HK$50,390
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,734/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,625
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,106
−HK$1,505/mo
Today · 4.125%
HK$50,611
baseline
▲ 0.50% · 4.625%
HK$53,691
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,222/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,982
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,442/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$58,788
+HK$2,943/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,232
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,137
−HK$1,935/mo
Today · 4.125%
HK$65,072
baseline
▲ 0.50% · 4.625%
HK$69,031
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,144/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,120
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,947
−HK$1,853/mo
Today · 4.125%
HK$71,800
baseline
▲ 0.50% · 4.625%
HK$75,585
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,600/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,440 · Scale 2, in force from 26 Feb 2026)