LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,018
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$1,075/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,845
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,030/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$41,992
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,822
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,092
−HK$1,290/mo
Today · 4.125%
HK$43,382
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,639/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,764/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,414
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,235/mo
Today · 4.125%
HK$47,867
baseline
▲ 0.50% · 4.625%
HK$50,391
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,734/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,626
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,505/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,692
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,983
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,441/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$58,789
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,233
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,137
−HK$1,936/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$69,032
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,121
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,948
−HK$1,853/mo
Today · 4.125%
HK$71,801
baseline
▲ 0.50% · 4.625%
HK$75,586
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,602/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,448 · Scale 2, in force from 26 Feb 2026)