LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,019
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,077
−HK$1,075/mo
Today · 4.125%
HK$36,152
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,304/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,845
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,030/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,822
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,092
−HK$1,290/mo
Today · 4.125%
HK$43,382
baseline
▲ 0.50% · 4.625%
HK$46,022
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,764/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,414
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,236/mo
Today · 4.125%
HK$47,868
baseline
▲ 0.50% · 4.625%
HK$50,391
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,736/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,626
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,506/mo
Today · 4.125%
HK$50,613
baseline
▲ 0.50% · 4.625%
HK$53,692
+HK$3,079/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,226/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,983
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,442/mo
Today · 4.125%
HK$55,846
baseline
▲ 0.50% · 4.625%
HK$58,790
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,692/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,233
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,138
−HK$1,935/mo
Today · 4.125%
HK$65,073
baseline
▲ 0.50% · 4.625%
HK$69,033
+HK$3,960/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,146/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,122
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,948
−HK$1,854/mo
Today · 4.125%
HK$71,802
baseline
▲ 0.50% · 4.625%
HK$75,587
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,604/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,453 · Scale 2, in force from 26 Feb 2026)