LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,019
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$1,075/mo
Today · 4.125%
HK$36,153
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,306/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,030/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$41,994
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,823
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,093
−HK$1,290/mo
Today · 4.125%
HK$43,383
baseline
▲ 0.50% · 4.625%
HK$46,023
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,766/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,416
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,634
−HK$1,235/mo
Today · 4.125%
HK$47,869
baseline
▲ 0.50% · 4.625%
HK$50,392
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,738/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,627
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,505/mo
Today · 4.125%
HK$50,614
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,228/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,985
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,406
−HK$1,441/mo
Today · 4.125%
HK$55,847
baseline
▲ 0.50% · 4.625%
HK$58,791
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,694/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,235
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,140
−HK$1,935/mo
Today · 4.125%
HK$65,075
baseline
▲ 0.50% · 4.625%
HK$69,035
+HK$3,960/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,150/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,123
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,950
−HK$1,854/mo
Today · 4.125%
HK$71,804
baseline
▲ 0.50% · 4.625%
HK$75,589
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,608/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,467 · Scale 2, in force from 26 Feb 2026)