LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,020
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$1,075/mo
Today · 4.125%
HK$36,153
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,306/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,847
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,030/mo
Today · 4.125%
HK$39,892
baseline
▲ 0.50% · 4.625%
HK$41,994
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,784/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,824
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,290/mo
Today · 4.125%
HK$43,384
baseline
▲ 0.50% · 4.625%
HK$46,024
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,768/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,416
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,634
−HK$1,236/mo
Today · 4.125%
HK$47,870
baseline
▲ 0.50% · 4.625%
HK$50,393
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,740/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,628
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,506/mo
Today · 4.125%
HK$50,615
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$3,079/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,230/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,986
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,407
−HK$1,441/mo
Today · 4.125%
HK$55,848
baseline
▲ 0.50% · 4.625%
HK$58,792
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,696/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,236
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,141
−HK$1,935/mo
Today · 4.125%
HK$65,076
baseline
▲ 0.50% · 4.625%
HK$69,036
+HK$3,960/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,152/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,124
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,951
−HK$1,854/mo
Today · 4.125%
HK$71,805
baseline
▲ 0.50% · 4.625%
HK$75,590
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,610/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,476 · Scale 2, in force from 26 Feb 2026)