LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,021
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$1,075/mo
Today · 4.125%
HK$36,154
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,308/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,848
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,863
−HK$1,030/mo
Today · 4.125%
HK$39,893
baseline
▲ 0.50% · 4.625%
HK$41,995
+HK$2,102/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,786/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,825
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,095
−HK$1,290/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$46,025
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,417
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,636
−HK$1,235/mo
Today · 4.125%
HK$47,871
baseline
▲ 0.50% · 4.625%
HK$50,395
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,742/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,629
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,505/mo
Today · 4.125%
HK$50,616
baseline
▲ 0.50% · 4.625%
HK$53,696
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$101,232/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,987
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,408
−HK$1,442/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$58,794
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.44M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,238
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,142
−HK$1,936/mo
Today · 4.125%
HK$65,078
baseline
▲ 0.50% · 4.625%
HK$69,037
+HK$3,959/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,156/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,126
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,953
−HK$1,854/mo
Today · 4.125%
HK$71,807
baseline
▲ 0.50% · 4.625%
HK$75,592
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,614/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,491 · Scale 2, in force from 26 Feb 2026)