LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,026
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,075/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,359
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,030/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,831
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,290/mo
Today · 4.125%
HK$43,391
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,782/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,424
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,642
−HK$1,236/mo
Today · 4.125%
HK$47,878
baseline
▲ 0.50% · 4.625%
HK$50,401
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,756/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,636
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,117
−HK$1,506/mo
Today · 4.125%
HK$50,623
baseline
▲ 0.50% · 4.625%
HK$53,703
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,246/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,994
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,441/mo
Today · 4.125%
HK$55,857
baseline
▲ 0.50% · 4.625%
HK$58,802
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,714/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,246
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,151
−HK$1,936/mo
Today · 4.125%
HK$65,087
baseline
▲ 0.50% · 4.625%
HK$69,047
+HK$3,960/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,174/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,135
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,963
−HK$1,854/mo
Today · 4.125%
HK$71,817
baseline
▲ 0.50% · 4.625%
HK$75,602
+HK$3,785/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,634/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,568 · Scale 2, in force from 26 Feb 2026)