LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,026
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,085
−HK$1,075/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,854
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,869
−HK$1,030/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,831
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,291/mo
Today · 4.125%
HK$43,392
baseline
▲ 0.50% · 4.625%
HK$46,032
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,784/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,424
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,643
−HK$1,236/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,402
+HK$2,523/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,637
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,118
−HK$1,506/mo
Today · 4.125%
HK$50,624
baseline
▲ 0.50% · 4.625%
HK$53,704
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,248/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,995
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,442/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,247
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,152
−HK$1,936/mo
Today · 4.125%
HK$65,088
baseline
▲ 0.50% · 4.625%
HK$69,048
+HK$3,960/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,176/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,137
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,964
−HK$1,854/mo
Today · 4.125%
HK$71,818
baseline
▲ 0.50% · 4.625%
HK$75,604
+HK$3,786/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,636/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,578 · Scale 2, in force from 26 Feb 2026)